Thursday, May 21, 2009

Financial Aid

All U.S. citizens and permanent residents may take out Federal Stafford Loans up to $20,500 per year. Stafford loans have a fixed interest rate of 6.8%.
All Stafford Loans are either subsidized (the government pays the interest while you're in school) or unsubsidized (you pay all the interest). To receive a subsidized Stafford Loan, you must be able to demonstrate financial need.
To apply for a Stafford Loan, please submit the following after January 1, 2009 to the Financial Aid Office: 1. Free Application for Federal Student Aid (FAFSA). Submit on-line at www.fafsa.ed.gov. Have your results sent directly to Yale (Yale University Code: 001426). It will take the processor 3-4 weeks to send your results to Yale. 2. Copy of Your Signed Income Tax Return for 2008. When the FAFSA and tax return are received, the Financial Aid Office will contact you about completing the application process for Federal Stafford Loans, and will also provide information about borrowing the Federal Grad PLUS loan and private loans.
Loans for International StudentsYale SOM is pleased to announce the details of the Yale International Student Loan, which is available to all international students at the School of Management:
• Maximum Loan: tuition and fees for the academic year, (maximum for Class of 2011 in 2009/10 is $48,200)• No co-signer required• Fixed interest rate of 7.75%• Origination Fee of 5%, subtracted from loan proceeds• 10-year repayment period• No payments while you are enrolled• 6-month grace period following separation from school• Interest accrues while you are enrolled and during the 6-month grace period and is added to the principal when repayment begins• Interest does not compound and there is no pre-payment penalty
Please email Karen Wellman with questions regarding this loan.
Internal Scholarships
Samuel A. Forman ’95 ScholarshipThis annual scholarship was established in 2006 by Samuel A. Forman, MD, who received his MBA from Yale SOM in 1995. Its purpose is to provide support to a Leadership in Healthcare MBA student from the not-for-profit or public sector, who would not otherwise be able to afford the program fee. Funds awarded through the scholarship are equally matched by the Yale School of Management.
Nathan Cummings Foundation ScholarshipA grant made through the generosity of the Nathan Cummings Foundation, with the support and encouragement of Yale SOM alumnus Adam Blumenthal ’89, assists the Yale SOM Leadership in Healthcare MBA program with increasing the representation of students employed in the nonprofit and public sectors. The grant provides partial scholarship support to the student recipient, with matching funds provided by Yale School of Management. Additionally, the grant provides funds for marketing the program to the not-for-profit and public sector constituency.
For additional details, contact Ellen Skinner.
External ScholarshipsMany of the traditional sources of scholarship and grant funding exclude MBA-E students. However, for some applicants there may be programs specifically created to support their professional pursuits. View a list of scholarships, including opportunities for International Students. Scholarship Databases The following websites list sources of outside funding for U.S. students and permanent residents:
www.fastweb.comwww.finaid.comwww.nbmbaa.orgwww.aauw.org



\"Americans often pay two or three times as much for medical services as do their counterparts in the other industrialized countries.\" -Gerard Anderson, \"Controlling U.S. Health Spending,\" Academic Medicine, September 2006 ",
"\"…it is critical that the Nation keep collecting and disseminating reliable and accurate information about all components of health, including current health status, the determinants of health.\"-National Center for Health Statistics, 2005",
"\"Only those who can afford the results benefit from the research. And globally that excludes a great many people who are ill or die for want of available medicinal treatments…The current situation in the patent-dependent pharmaceutical industry is not just unacceptable, it is shameful.\"-Henry Mintzberg, \"Patent Nonsense,\" CMAJ, August 2006",
"\"Surveys have increasingly found that more Americans are worried about their health care costs than about losing their jobs, paying their mortgages, losing money in the stock market, or being victims of a terrorist attack.\"Mayo Clinic Proceedings, April 2006 ",
"\"In reality, there is no health care system in the United States today.\"-Mayo Clinic Proceedings, April 2006",
"\"More than 80% of the children and adults who are uninsured come from working families.\" -Karen Trotochaud, \"Ethical Issues and Access to Healthcare,\" Journal of Infusion Nursing, 2006",
"\"By some measures, 30% of American health spending is wasted.\"-The Economist, January 2006",
"\"In 2005 large U.S. employers spent an average of almost $7,400 per head on health care benefits.\" -Kenneth Sperling, \"The Employer\'s Role in Reforming the U.S. Health Care System,\" Journal of Applied Corporate Finance, Winter 2006. ",
"\"Change has never been a core competency in health care.\" - \"Overcoming Barriers to Electronic Health Record Adoption,\" Healthcare Financial Management Association, February 2006",
"\"Without integrating the self-management of the family, no system of chronic care can be either economically or medically successful.\"-Donald Kemper, Chairman & CEO, Healthwise, Inc.",
"\"There is no prescription more valuable than knowledge.\"-C. Everett Koop, M.D., Former U.S. Surgeon General",
"\"When the sentimentalist and the moralist fails, he will have as a last resource to call in the aid of the economist.\" -Edwin Chadwick, 19th-century leader of public health reform in Britain",
"\"We need innovation to help us deliver better value to get more out of what we\'re spending in health care.\" -Mark McClellan (CMS)"
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"In 2005 large U.S. employers spent an average of almost $7,400 per head on health care benefits."
-Kenneth Sperling, "The Employer's Role in Reforming the U.S. Health Care System," Journal of Applied Corporate Finance, Winter 2006.
mySOM Yale University Sitemap Contact SOM RSS The Yale SOM website mba.yale.edu is produced by the Office of Communications.Please send us your comments, questions, and feedback.Copyright (c) 2000-2009 Yale School of Management. All rights reserved.
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